New Year's Day: The first day of the new year!

If you suddenly get some spare money one day, what will you do with your money? To take this a step further, if you suddenly had a whole block of free time, how would you arrange your time?

Before answering this question, I must calm down for a while before answering. Because before this, I had not thought about and examined these two very important and indispensable contents relatively seriously and comprehensively.

This led to the fact that once I had some spare money (such as New Year red envelopes) in the past, I would either put it in my wallet and save it at a loss, or I would think that I was filially giving it to my parents and I wouldn’t need any of it. The final result will become more and more obvious a few years later: that is, the precious financial window is lost. From today’s perspective, the former’s performance is more “right”, and the result of being cautious and conservative is that he has lost countless precious opportunity costs; the latter’s performance is a typical manifestation of not thinking deeply, because now I would think that a more filial performance should be to take the initiative to take on the burden of making money, so that my family and I can move forward together in the direction of compound interest and wealth.

At the same time, after gaining a precious free time, I will spend a lot of time wasting on entertainment and recreation. Like playing games for one or two hours? Or watch three or four hours of short videos intermittently? Or are you looking for someone to talk awkwardly about meaningless content all afternoon or all morning? Later, I became a little more advanced, started reading books, and learned to pay for knowledge. Unfortunately, in the end, I did a lot of useless work because I didn’t have enough introspection and understanding. That is, after doing too many things that are not production-oriented, and then making yourself fall behind many of your peers with compound interest day after day, year after year…

Today, when I stand on so many failed and stupid cases, what kind of mentality and perspective do I have? I think that is the strategic principle of thinking before you act, making decisions before acting, or winning first before fighting.

If you want to learn to use money to make money, then you have to understand the essence of finance more and more thoroughly, right? If you want to make good use of time and make friends with time, you have to define time clearly, accurately and necessaryly, right?

In the same way, until now, I need to step up my study and review of basic knowledge, practice and reflection. For example, the logical thinking part needs to be strengthened and the use of AI needs to be proficient.

Although I didn’t do much today, I spent a lot more time with my family and friends today. I met my childhood playmates today. Every time I see them, I always feel a sense of intimacy and familiarity, because I was the most relaxed and natural at that time. But time with my family is more important, because they are the most deserving people in my life who deserve the most time, energy and money. So this whole day is also a day full of happiness and harvest. After all, the time you spend at home is very limited, so during this time you rarely need to “work overtime”, meet everyone you need to see, and try your best to spend the company you need.

I think this is probably the real meaning of the Spring Festival holiday!