Further optimization work

As for yesterday’s problem, we have made special adjustments and optimizations today. However, instead of dividing each of the above items one by one, we conducted a more serious reflection based on the commonality of the above three contents - the problem of unreasonable time arrangement.

Honestly, the time that was not even 24 hours in the past was definitely not enough, so I took a back-and-back approach and took a serious look at one of those points: once again, a significant reduction in the number of things I do on a daily basis. On the basis of the criterion of whether or not to be production-oriented, I need to make further big judgements on many of these matters. If not necessary, abandon all. So, in the next list, I will, in accordance with this principle, gradually add more productive things and reduce more “funners”. For example, in order to achieve the goal of breaking four digits by 2027 for a Twitter public fan, I will continue to delineate to what is to be done every day; For morning reading, it is either going in the direction of production or it is cut directly.

It’s not necessarily a good thing. This is particularly true in asset allocation, for example, because it is closely related to your personal situation.

For example, you’re still a young man with almost no savings. So what is the most attractive to you in the financial market?

That’s certainly not the kind of thing that allows you to spread all your money around money markets, bond markets, stock markets, commodity markets, etc., which seem to have a stable portfolio of assets with a volatile and resilient cycle. In addition to one reason why growth has been too slow, there is a very realistic situation for you: even when you put all your savings into it, your money is simply not enough to cover all asset classes; Even if you try to achieve 100% full coverage, you will find that your funds have been ploughed by the “necessary expenses” of the investment and cannot continue to be invested. For example, trading an O.S. stock code is Realty Income. Based on real-time prices: $63.9, the approximate base transaction costs include (in the case of rich-haul cattle):

• Project * Cost explanation * Amount *
  Purchase commission 100 x 0.0049, minimum US$ 0.99 US$ 0.99
  ⁇ 100 x 0.005 minimum US$ 1.00 US$ 1.00
  Total cost of purchaseUS$1.99
  Sales commission 100 x 0.0049, minimum US$ 0.99 US$ 0.99
  ⁇ 100x0.005, minimum US$1.00 US$1.00
  U.S. regulatory fees, usually levied at the time of sale, are small ~ US$ 0.05-0.20 (depending) ~
  Total cost of selling ~US$2.00 to 2.20 ~ ~ ~ ~ US$ 2.00 to 2.20 ~

For a small, nano-scale investor, the transaction cost has reached about $4, while the unit cost of the stock is only $64. That’s four similar deals. That’s 16 bucks, about 110 yuan. It’s not funny, is it?

It is therefore far more tempting to use a similar approach to contract than to such an asset allocation. (Of course, it’s absolutely unholy, because a deal like this doesn’t want to win you every time, you just have to lose once. You need to make sure you always make the right investment decisions. It’s no harder than going to heaven? But it is natural to think a little bit about investing in values and assets that grow, such as QQQQ, the Seven Sisters of America, Bitcoin, etc. And that’s when you find out that there’s less to be found. With such an asset allocation, the return on investment in the long term is extremely significant! But as soon as you feel less, you start to mess up and you start to contact other categories. But for me in the pursuit of high and long-term growth, the other categories are redundant. And so I’m doing it on the basis of this investment, and I’m doing a clearer and more necessary sorting of my plethora of investments. So there’s a lot of unnecessary “investment fantasy” missing in the brain.